An exciting milestone — and, as a first-time buyer, a daunting one. We turn an overwhelming process into clear, manageable steps and stay beside you the whole way.
Purchasing your first home is one of the biggest steps you'll take. So many choices, so many questions. At European Insurance we know exactly where first-time buyers get stuck — and we offer personal advice and guidance to make it simpler. From finding the right home to selecting the mortgage that fits you best, we're here at every step.
Before you start viewing homes, two things matter most: how much you can responsibly borrow, and what the additional costs of buying really are. We calculate your borrowing capacity and advise you on the mortgage type that suits your situation — whether that's an annuity mortgage, a linear mortgage, or another solution that fits your finances.
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Worth knowing
We also explain the options that can work in your favour — the Starter Loan (Starterslening) and the National Mortgage Guarantee (NHG), which can mean a lower interest rate and extra security for your mortgage.
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Calculate your borrowing capacity
We show you exactly how much you can borrow and what that means for your monthly payments — so you start your search with a realistic budget from day one.
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Choose the right mortgage
Together we pick the mortgage that fits you — annuity, linear or another form — and check whether a Starter Loan or NHG can lower your rate and add security.
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Guidance all the way to the notary
From viewing properties to signing your mortgage at the notary, we stay by your side and keep the financial side clear at every step.
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At European Insurance, we make sure you fully understand the financial side of buying your first home — so you can take this important step with confidence.
Book a no-obligation appointment and we'll calculate your budget together.
Make an appointment →|
Phone
085 002 6660 |
Email
info@europeaninsurance.nl |
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Address
Mart Stamhof 3
3059 LV Rotterdam |
Opening hours
Monday – Friday
9:00 AM – 5:00 PM |
This information is for general guidance only and is not personal financial advice. Conditions and options vary per situation. Please consult an advisor for advice tailored to your circumstances.
