Customized Mortgage Advice
Are you considering refinancing your mortgage or looking for a new mortgage, perhaps for a newly built home? Every house is unique, and every situation is different. Together, we'll examine your specific circumstances: savings, debts, income, and what you want from your financing. This can be done either at our office or in the comfort of your home. Based on this analysis, you'll receive customized mortgage advice. We select the best option for your situation from over twenty lenders.
Home Purchase
Buying a home is a significant decision. You might start by listing all the requirements your future home must meet. How many rooms do you need? Are you looking for a fixer-upper or new construction? Perhaps you've already fallen in love with a house and don’t need a long list of requirements. Whatever your situation, we are here to help with the financial aspects of purchasing your home. After determining how much you can borrow, we discuss various proposals based on your preferences and submit the mortgage application that suits you best.
Home Sale
Selling a home involves more than just accepting an offer and moving out. It includes paying off your mortgage, possibly terminating or continuing a savings product, ending various insurance policies, and more. The sale of a property may also have tax implications, especially if you are selling an inherited home. These can be frustrating and time-consuming matters. At European Insurance, we simplify these complex issues. We are here to assist you with the financial arrangements and settlement when selling your home.
Mortgage Increase
A home is never truly finished. You might need more space due to family expansion, find that your home no longer meets your needs, or want to make it more energy-efficient with solar panels, insulation, or a heat pump. In such cases, you’ll need extra funds for renovations or improvements. To access these financial resources, you can increase your mortgage. There are various ways to raise your mortgage, depending on your financial situation. As an independent advisor, we assess your financial status and provide advice on the most suitable option.
