What is an annuity mortgage?
The annuity mortgage is one of the most popular mortgage types in the Netherlands. With this type of mortgage, you pay the same amount every month, which consists of both interest and principal. In the early stages of the loan, a large portion of your monthly payment goes towards interest, while over time, you pay more principal and less interest. Since the monthly payment remains the same throughout the term, the annuity mortgage is a popular choice for homeowners who want predictable and stable payments.
This spreading of interest and principal means that your payments remain constant, which makes it easier to manage your finances. In the early years, the payments are relatively higher, but as the loan progresses, they decrease.
Offer at European Insurance
At European Insurance, we provide expert advice on taking out an annuity mortgage, comparing the best interest rates and terms based on your personal financial situation. We work with reputable lenders to give you access to the most competitive rates available. Our goal is to ensure your mortgage is not only affordable but also aligns with your future plans.
Our service:
Contact Information:
