Are you planning to refinance your mortgage or seeking a new one, perhaps for a newly built home? Every house and situation is unique. Together, we will examine your circumstances, including savings, debts, income, and specific financing preferences. This can be done at our office or at your home. Based on this analysis, you will receive customized mortgage advice. We select the best option from over twenty lenders that fits your situation.
Purchasing a Home
Buying a house is not something you do lightly. You might start by listing all the requirements your future home must meet. How many rooms should it have? Do you prefer a fixer-upper or new construction? Perhaps you already have a house in mind and don't need an extensive wish list. In any case, we are happy to assist you with the financial aspects of purchasing your home. After determining how much you can borrow, we discuss various proposals based on your preferences and submit the mortgage application that suits you.
Selling a Home
Selling a home involves more than just accepting an offer and moving. Consider paying off your mortgage, possibly terminating or continuing a savings product, ending various insurance policies, and more. There may also be tax implications, for example, when selling a house from an inheritance. These matters can be frustrating and time-consuming. At European Insurance, we simplify these complex issues. We are happy to assist you with the financial settlement when selling your home.
Increasing Your Mortgage
A home is never completely finished. Perhaps you're expecting a new family member, your home no longer meets your needs, or you want to make your house more sustainable with solar panels, insulation, or a heat pump. In that case, you need additional funds for renovation or improvement. To achieve this, you can increase your mortgage. There are various ways to do this, depending on your financial situation. As an independent advisor, we assess your financial status and advise you on the most suitable option.
