Moving to the Netherlands

Moving to the Netherlands

Moving to a new country brings a lot of excitement and just as many challenges. In making the decision to become an expat, one opens the opportunity to experience to a whole new world. You are exposing yourself to different cultures, new people, and often a taking up a new language…It really is a  different life.

More and more expats are choosing the Netherlands as their new locale. There are large populations of American and British citizens living in Amsterdam, Rotterdam, Den Haag, Utrecht, and Eindhoven. The attraction of these beautiful cities is not without reason, they are some of the most desired vacation spots in the world, making it a great place to relocate.


Renting a house

Renting the Netherlands, housing is divided into two sectors: social housing and the free sector (private housing). It’s important to know the difference because the rules differ for both. The most expats will rent in the free sector. Tenancy contracts in the private or free housing sector have been liberalised. This means that both the tenant and the landlord have more freedom when it comes to the rent and the services provided.

In general, rental contracts in the Netherlands should include:

  • Both your and your landlord’s name and signature.
  • An agreed monthly rent and method of payment.
  • Deposit information, if applicable.
  • An address and description of the place.
  • Starting and ending dates.
  • Specific house rules (Pets third party housing, smoking policy etc.).
  • Extra costs and/or utilities : EnergyInternet, tv, water
  • Landlord’s duties (maintenance, repairs etc.).
  • A notice period for terminating the contract.
  • An inventory list (if the apartment is furnished).
  • The date on which the rent will be increased each year.
  • Mandatory insurances : Liability InsuranceHousehold content and glass insurances

Buying a house in The Netherlands

Want to buy a house in the Netherlands? Great idea with the very low interest rates have never been so low! But how do you tackle the jungle that is buying a house in a foreign country? Our mortgage advisers at European Insurance have years of insider knowledge of the Dutch housing market and can help you find the best expat mortgage that suits your personal needs. Most lenders won’t give you a mortgage without proof of home insurance, so it’s something that you need to secure between the time that your offer is accepted and your closing date.

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