Liability Insurance

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In the Netherlands, many people take out a so-called ‘Aansprakelijkheidsverzekering’ (Personal Liability Insurance). This insurance protects a person or entity from claims initiated by another party. Although there are people in the Netherlands who think this is a compulsory insurance, it is NOT. If your rent a house it’s mandatory in most rental agreements to have a liability insurance.

You are insured for things such as:

Damage to someone else or their possessions
Damage or loss as a result of a favour to a friend (up to €25,000)
Damage or loss caused by a visitor (if your visitor does not have any insurance)
Damage or loss caused by activities carried out by your personnel (for example your cleaner)
Damage or loss caused by your pet

Liability Insurance

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