From your sofa and laptop to your wardrobe: household content insurance (inboedelverzekering) protects your belongings against fire, burglary, water damage and storm. Compare home insurance online and arrange your cover in English.
When something unexpected damages the belongings in your home, your household content insurance reimburses the loss. These are the events you are insured against.
Damage to your belongings from fire, smoke or a lightning strike.
Stolen or damaged possessions after a break-in, including theft or robbery of your house keys.
Water damage from a leak, or from rain and other precipitation entering your home.
Damage to your household content caused by severe Dutch weather.
Loss of your belongings after an explosion in or near your home.
Even when your child knocks over a lamp by accident, the damage is covered.
Household content is everything you would take with you when you move. Your home's interior reflects who you are, and replacing it all at once is expensive.
Cover and limits depend on the insurer and policy you choose. You can tailor the insured amount to the value of your belongings and your budget.
See my premiumMost Dutch rental agreements make it mandatory to have household content insurance including glass cover. Arrange it before you get the keys, so you meet your contract from day one.
Not by law. In practice, most rental agreements require tenants to have household content insurance, often including glass cover. And without it, you pay to replace everything yourself after a fire or burglary.
In the Netherlands, home insurance usually consists of two separate policies: household content insurance (inboedelverzekering) for your belongings and building insurance (opstalverzekering) for the property itself. If you rent, household content insurance is the home insurance you need.
Household content insurance covers movable belongings such as furniture, electronics and clothing. Building insurance covers the structure: walls, roof, and the fixed kitchen and bathroom. Homeowners typically need both; tenants usually only need household content.
Your premium depends on your address, the type of home, your household and the cover you choose. The online comparison shows the premium for your situation.
Yes. European Insurance specialises in expats in the Netherlands. You can compare and apply online, and our advisors speak English.
Compare household content insurance in the Netherlands and arrange your cover online today.
Prefer personal advice? Call 085 169 5990 or make an appointment. Free of charge.
This information is for general guidance only. Cover, limits and conditions differ per insurer and policy; the policy terms of the insurance you choose are leading.
Easily and quickly arrange your insurance online via the online tool of European Insurance.
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