Burglary is a frightening event, but knowing how to act quickly and effectively can help limit the damage and regain better control of the situation. Whether it's a burglary in your home or car, it's always good to know what to do when it happens to you.
Burglary in your home
If you discover that your home has been burglarized, it's important to first ensure your own safety. Immediately call the police and report the burglary. After securing the situation, it's wise to take photos of the damage for insurance purposes. Contact your insurance company to report the burglary and initiate the process for filing a claim. Make sure to provide all necessary information, including a detailed list of stolen items and their estimated value.
Burglary in your car
Immediately call the police and report the burglary if you notice that your car has been broken into. Avoid touching any evidence to increase the chances of collecting usable evidence. Just like with a home burglary, take photos of the damage and stolen items in your car. This will assist in filing your insurance claim. Contact your car insurance company to report the burglary and take necessary steps to file a claim. Depending on your policy, theft or burglary may be covered. This is the case with comprehensive and All Risk car insurance policies. Make sure you understand the terms of your policy and what is and isn't covered. Some insurances may provide coverage for stolen items, while others only cover damage to the car itself, as is the case with a Third Party Liability (WA) car insurance.
Insurance and coverage
It's important to ensure you're adequately covered for both your home and your car. For this, take out home contents insurance and at least Third Party Liability (WA) car insurance. Regularly check your policies to ensure they still meet your needs and make any necessary changes if required. When taking out a policy, pay attention to coverage limits and any applicable exclusions. Consider additional coverage options and personal property coverage to ensure you're adequately protected against unforeseen events.
Conclusion; Burglary is an unpleasant experience, but by acting quickly and effectively and being well insured, you can minimize the impact. Make sure you know what to do in case of a burglary in your home or car, and ensure you're adequately covered by your insurance.
