How to adjust your Insurance when moving to another country

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January 31, 2025 foto.png

Are you moving to another country? It’s an exciting step, but don’t forget to update your insurance! Many Dutch insurance policies, such as liability, home contents, building, and legal assistance insurance, are only valid if you live in the Netherlands. Here’s what you need to know to make sure you’re covered.

 

Understand your current policies

Dutch insurance policies often depend on where you live or where the insured item is located. For example, your home contents insurance is valid only as long as your home is in the Netherlands. The same applies to liability and legal assistance insurance if you’re no longer registered as a resident.

 

Don’t worry about the contract term

Even if your policy is ongoing, you can cancel it when moving abroad. Contact your insurance company and explain your situation. Most insurers will let you cancel without penalty if you’re relocating.

 

Find out what you need in your new country

Every country has its own insurance rules. Research what’s required, such as health insurance, renter’s insurance, or car insurance. This will help you avoid gaps in coverage.

 

Arrange new policies before you move

Once you know what you need, start setting up new insurance in your destination country. Look for providers that offer reliable coverage at a fair price.

 

Ask for help if needed

Moving can be overwhelming, but you don’t have to do it alone. Insurance advisors or expat organizations can guide you in finding the right insurance abroad.