morgat

Mortgages

Companies seem to dislike the term ‘turnaround consulting’ because it represents failure. The truth is that turnaround consulting represents success at realizing the company is going in the wrong direction. The only time the company fails is when it is not possible to do a turnaround anymore. We help companies pivot into more profitable directions where they can expand and grow. It is inevitable that companies will end up making a few mistakes; we help them correct these mistakes.

We help companies turnaround their non-profitable ventures into something that benefits them. Our specialty lies in understanding what makes a company special and what makes it tick.

European Insurance – makes it easy buying a property in the netherlands. Our mortgages advisors have control over your home-buying process.

Market share mortgage lender Netherlands

  • ABN AMRO
  • ING Bank
  • Rabobank
  • Other

As the Dutch housing market continues to show signs of improvment, expats should weight the benefits of buying a Dutch property and securing a Dutch mortgage in a country where home-ownership is the norm, with owner-occupied properties making up some 60% of the total housing stock.

Why European Insurance ?

Our clients are often surprised by the possibilities we present to them; by thinking outside the box we present good and smart deals.

  • We are professionals
  • 100 % independent
  • Advisors speaks fluent English
  • Smart tooling
  • Guidance throughout the whole process

Frequently asked questions

Annuities mortgage

With an annuities mortgage – also known as the annuïteiten hypotheek – you pay the same amount over the whole period of the mortgage. In the beginning, this amount will mainly consist of interest and a small part of the loan. Gradually this change so that towards the end of your mortgage, you will mainly repay your loan. With an annuities mortgage you often have lower monthly payments, however the downside is that interest rates are higher compared to a linear mortgage.

Linear mortgage

With a linear mortgage – known as the lineaire hypotheek – your monthly costs will become less over time. The amount of dept you repay every month stays the same. However, on top of that you pay interest, which will be the highest at the start of the mortgage as you havent payed back that much of your loan yet. At the beginning of a linear mortgage the costs are high, but they will gradually decrease. An advantage of this type of mortgage is that your monthly costs get lower each month.

The first meeting is always free of charge. We arrange everything for you from mortgage to the key of your house.

Fixed fee

Mortgage € 2.300,–
Self employed customer mortgage € 3.500,–
  1. you need to have a citizen service number (BSN)
  2. talk to one of our consultants before you start looking for a suitable home.
  3. look for a new home
  4. preparing your mortgage application
  5. go to the notary becoming a owner
  6. arranging taxes
  7. arranging home insurances
  8. arranging utilities : energy, internet and water
  9. preparing moving
  10. enjoy new home

Intrest rates 2018

Mortgage loaner Flexibel intrest 10 year 15 year 20 year
ABN AMRO 1,50 % 1,74% 2,19% 2,54%
ING 2,03% 1,83% 2,14%
Rabobank 1,90 % 1,85% 2,40%
SNS Bank 1,55 % 1,80% 2,35% 2,45%
Aegon 1,90% 1,99% 2,34% 2,49%
how can we help you?

Contact us to set-up insurances online or by phone

European Insurance was very helpful to advice me about insurances and mortgage. I was very impressed from their professionalism and commitment to customers

Amy Adams
Msrketing, Coolblue

Make an appointment with our Consultant?